There are two key elements that Jesus Himself established. Those with the most and are the highest here in this temporal plain will be the least and the poorest in the eternal life to come.
Matthew 19:30 – But many who are the greatest now will be least important then, and those who seem least important now will be the greatest then.
Also as shown with the encounter with the young rich man and Jesus, as well as he follow-up statement to His apostles. It is harder for a rich person to get into heaven then it is for a camel to go through the eye of a needle. (Matthew 19:16-30)
So how should a Christian approach wealth?
Well first and foremost. If he has some he shouldn’t horde it or store it up.
Matthew 6: 19 “Don’t store up treasures here on earth, where moths eat them and rust destroys them, and where thieves break in and steal. 20 Store your treasures in heaven, where moths and rust cannot destroy, and thieves do not break in and steal. 21 Wherever your treasure is, there the desires of your heart will also be.
In fact we are encouraged to share it with our fellows in Christ that are not been given wealth.
1 John 3:17 – If someone has enough money to live well and sees a brother or sister in need but shows no compassion—how can God’s love be in that person?
So here is how it should be done. Let’s look at a fictional person and show the point.

Malcolm is a young and talented African American. His parents are middle class and have never divorced.
Malcolm decides to enter into the aircraft manufacturing world and after attending A&P school is able to acquire a position in Washington State fulfilling his dream.
It takes him about six years to get to the top of his pay rate which allows him to bring in a net worth of $100,000 per year. Soon after he marries.
His wife is a nurse and she also makes a net worth of $100,000 per year.
So Malcolm and his wife buy a wonderful home in a nice area.
Malcolm was taught well by his parents and so without question or reservation gave $20,000 of his income to various charities most of which were Christian based and run. Example: Samaritan’s Purse.
A few years pass, in addition to a couple of children and suddenly Malcolm’s talent comes into play. He makes it in the music industry.
Unexpectedly, he and his wife have an income of $6,000,000 per year. Due to his upbringing though he never chances his lifestyle. Few living around him even put two and two together about who he is. He does not brag about it or flaunt it. He keeps his personal life out of the spotlight, but he did payoff the loan on his home and stayed within it. He continued to live his live exactly the same, but he and his wife decide to establish to live off $300,000 per year.
All the rest of his income continued to go to various charities. One of which he starts himself to help those truly in need.
This is how those that have been given worldly wealth are to manage it for it is temporal and fleeting.